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It is a report that includes detailed information about the credit transactions related to an individual / company which holds credit from providers in different sectors.
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CRIF Jordan Scoring Assessment System is an indicator that is based on a statistical methodology used to predict the probability of delinquency on at least one payment in the 12 months following the inquirydate .
It is a company operating under the Credit Information Law (15/2010) and specializing in the collection of credit information related to individuals and companies to be provided to credit providers for the purposes of credit risk assessment. CRIF Jordan is a Jordanian company licensed by the Central Bank of Jordan (CBJ) in accordance with the provisions of the Credit Information Law in order to provide credit information related services.
It is a digital platform managed and operated by CRIF Jordan, whereby data and credit information about individuals and companies is collected by CRIF Jordan from legal and offical sources in accordance with the provisions of the law, so it can be processed and presented in what is known as a “Credit Report”..
In the event that the report contains information that needs to be corrected, the concerned party has the right to contact CRIF Jordan and request correction of his information, subsequently crif Jordan will follow up on the request based on the standard procedures followed.
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Individual Services Or Corporate Services
The significance of the report information lies in demonstrating the borrower's competency and eligibility to obtain the required credit through displaying his credit history, which facilitates access to finance .
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